Define the purpose
We discuss the decision, the recipient and the expected outcome, then agree the scope and timetable.
Strategy & Financial Advisory
Debt restructuring
Restructure debt. Plan the way forward.
We support businesses facing high debt, liquidity pressure or an ongoing restructuring. We combine business assessment with forecasts, repayment options and support in discussions with financial institutions.
Your situationWhen should
When should
we talk?
- Performance has weakened and scheduled repayments no longer match cash flows.
- You need an IBR, liquidity forecasts or a credible plan for creditors.
- You are discussing changes to existing debt terms or its refinancing.
Scope of supportAnalysis shaped
Analysis shaped
by its purpose.
We examine liabilities against the company’s strategy, performance and debt-service capacity. We develop options for restructuring existing debt, including refinancing terms and changes to clauses and covenants. We support alignment of positions, implementation of documentation and satisfaction of conditions precedent. Where needed, the financial plan is linked with the operational actions required to deliver it.
- Review of liabilities against business strategy, capital structure options, risks and the recommended debt profile.
- A strategy for restructuring existing debt and its refinancing terms, including proposed changes to clauses and covenants.
- Participation in discussions with financial institutions, alignment of positions and support in seeking approval of proposals.
- Support with implementing documentation and satisfying financing conditions precedent.
- Independent Business Review (IBR): causes of weaker performance and ability to meet current obligations.
- Short-term cash-flow forecasting and liquidity monitoring.
- Preparation or review of long-term financial models for restructuring.
- Restructuring options, repayment plans, implementation schedules and business restructuring plans, including operational restructuring.
- Financial aspects of term sheets and loan documentation for restructuring and refinancing.
Deliverables
What do you receive?
01
Assessment of business performance, capital structure and the debt profile.
02
An IBR, liquidity forecasts, a long-term model and repayment options as required.
03
An action plan and support with the financial aspects of negotiations, term sheets and loan documentation.
An IBR, liquidity forecasts, restructuring options, repayment schedules and financial documentation.
Working together
A shared objective. A clear process.
Organise the evidence
We gather materials, clarify assumptions and identify sources and information gaps.
Carry out the analysis
We select the approach, prepare calculations and compare agreed scenarios, discussing key findings.
Explain the findings
We deliver the analysis and its assumptions, explain the results and discuss what they mean for the next decisions.
To get started
What will help us get started?
- A schedule of liabilities, financing agreements and repayment schedules.
- Current cash flows, receivables, trade payables and forecasts.
- Operating data, business strategy and correspondence on debt terms.
Questions worth askingFrom questions
From questions
to understanding.
Does the engagement end with a financial model?
The scope can include participation in discussions with financial institutions, alignment of proposals and support with implementing documentation and conditions precedent. We agree the stages in relation to the company’s circumstances.
Can you start with short-term liquidity?
Yes. We can begin with cash-flow forecasting and liquidity monitoring, then extend the work to an IBR, a long-term model, repayment plans and operational measures.
A broader perspective
Related services.
Let’s talkLet’s start
Let’s start
a conversation.
Let’s look at your situation. Briefly describe the decision, project or area where you need support.
ILT Analytics sp. z o.o.
pl. Klasztorny 1/2
59-220 Legnica, Poland
NIP: 6711862733
REGON: 529122825